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Key takeaways
- Citi Bend Loans allow you to withdraw particular otherwise each of your offered Citi cards credit just like the that loan
- Getting the fund just like the a good Citi Flex Mortgage gets a predetermined monthly payment and you will repaired interest up until the loan try paid off back to complete
- Citi Fold Finance render a great amount of positives, like perhaps not demanding a supplementary difficult borrowing from the bank query, but you will have to work at the fresh new numbers to ensure they seem sensible for your disease
Playing cards promote a handy way to purchase everyday purchases, but really you can find usually situations where you may like cash.
The new Citi Flex Financing system can be a good alternative to powering upwards an equilibrium on your cards having unforeseen expenditures or taking right out a charge card pay day loan. Payday loans generally speaking want an initial commission (usually 5 % of your own progress amount), plus the money your acquire will begin accruing focus at good high adjustable price out of big date one to with no elegance period.
If you’re looking getting a better alternative, Citi Flex Fund are worth exploring. Here’s how Citi Flex Loans operate in habit, and a few suggestions to make it easier to is a good option for you.
What is an effective Citi Bend Loan?
Citi Fold Financing and you will Urban area Flex Spend are a couple of software you to definitely provide cardholders a lot more flexible percentage solutions and you will fixed words owing to Citi’s Citi Fold Agreements.
With good Citi Flex Financing, you could potentially take-out that loan on your own eligible Citi card’s line of credit at the a predetermined interest rate. You may want to decide how much you need to use and you will accept toward a predetermined payment and you can fixed rate of interest you to continues toward lifetime of the mortgage in the place of completing an alternative application or credit assessment.
Citi Fold Spend, likewise, try a flexible fee policy for Citi cardmembers that enables eligible mastercard commands becoming paid over the years having a good repaired Annual percentage rate.
One another Citi Bend Loans and you can Citi Fold Spend try available options once you carry out a good Citi Flex Package., Citi’s system giving cardholders even more versatile payment alternatives and you can fixed terminology.